Cal is truly unique in this hard money field. With virtually no training or background in finance, Cal began his journey buying undervalued single family homes to create a rental portfolio with the goal of changing a low net worth position to having the ability to retire someday.
Humble beginnings with around 40k to his name and no job at the time, Cal learned the strategy of using hard money lending to leverage real estate purchases.
Fast forward---turning initial 40k into a rental portfolio valued at well over 3 million—flipping an apartment complex along the way with his son( who also owns many rentals)
Together with Longhorn over the past seven years, I am proud to say I have helped many families change their financial picture and move forward toward a greater net worth.